Stress testing your buy to let portfolio
Every landlord, whether they own a couple of properties or a couple of hundred, is running a business. Like any business, it’s a numbers game – and the numbers can often be unpredictable. When Mark...
View ArticleGovernment says benefit claimants more responsible than workers
The majority of the Mortgage Market Review changes will come into effect on 26th April 2014, where new rules will mean that borrowers across the EU will be refused a mortgage if they fail a standard...
View ArticleLifestyle quiz to secure a mortgage comes into force today
From today, new rules come into force that mean borrowers across the EU will be refused a mortgage if they fail a standard affordability assessment. According the the Financial Conduct Authority (FCA)...
View ArticleWant a mortgage? Don’t eat steak!
It emerged last night that mortgage applicants are being asked ‘Spanish inquisition’ style questions, including whether they play golf or eat steak. Some interviews have lasted up to 3 hours where...
View ArticleAs Home Ownership hits 30 year low, rent guarantee insurance popularity...
New research reveals major cities across the UK are experiencing the lowest levels of home ownership since the 1980’s, following a peak in the early 2000’s. In 1986 the average first time buyer could...
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